Smart PortfoliosTM Allocation Strategy
Using TIAA-CREF Funds

The Smart PortfoliosTM Allocation Strategy using a universe of TIAA-CREF funds is a risk-managed portfolio focused on delivering investors steady long-term growth.

Objective

The objective of this strategy is to outperform a Composite Index comprised of 60% TIAA-CREF equity funds and 40% fixed-income funds with equal or less risk. This strategy employs a diversified selection of investments including bonds, domestic and foreign equities, real estate, and money market funds.

The cornerstone of our strategy is a proprietary asset allocation process, Dynamic Portfolio OptimizationTM (DPO). DPO is a state-of-the-art asset allocation methodology based upon Dynamic Market Theory, which we use in maximizing risk-adjusted returns.

Portfolio Performance

Portfolio performance is monitored using Smart PortfoliosTM leading edge risk management tools, which we use to manage risk through dynamic portfolio rebalancing. This strategy is designed for investors seeking to outperform our benchmark on a risk-adjusted basis.

Investment Options
  • CREF Growth Account
  • CREF Stock
  • CREF Equity Index
  • CREF Social Choice
  • CREF Bond Market
  • CREF Inflation-Linked Bond
  • CREF Global Equities
  • CREF Stock
  • CREF Money
  • TIAA-CREF Large-Cap Value
  • TIAA-CREF International Equity
  • TIAA-CREF Growth & Income
  • TIAA-CREF Social Choice Equity
  • TIAA-CREF Mid-Cap Value
  • TIAA-CREF Mid-Cap Growth
  • TIAA-CREF S&P 500 Index
  • TIAA-CREF Small-Cap Equity
  • TIAA Real Estate
  • Objective

    The objective of this strategy is to outperform a Composite Index comprised of 60% TIAA-CREF equity funds and 40% fixed-income funds with equal or less risk. This strategy employs a diversified selection of investments including bonds, domestic and foreign equities, real estate, and money market funds.

    The cornerstone of our strategy is a proprietary asset allocation process, Dynamic Portfolio OptimizationTM (DPO). DPO is a state-of-the-art asset allocation methodology based upon Dynamic Market Theory, which we use in maximizing risk-adjusted returns.

    Portfolio Performance

    Portfolio performance is monitored using Smart PortfoliosTM leading edge risk management tools, which we use to manage risk through dynamic portfolio rebalancing. This strategy is designed for investors seeking to outperform our benchmark on a risk-adjusted basis.

    Investment Options
    • CREF Growth Account
    • CREF Stock
    • CREF Equity Index
    • CREF Social Choice
    • CREF Bond Market
    • CREF Inflation-Linked Bond
    • CREF Global Equities
    • CREF Stock
    • CREF Money